JST Orginal Content

How You Can Overcome 3 Hidden Biases That Cheat Investors (2020)

How Can You Plan When You Can't Predict The Future? (2020)

Build Your Resiliency in the Face of Uncertainty (2020)

Interview with Jeff (2016)

DOL Fiduciary Rule (2016)

College Financing 101

Podcast (2017)

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Jeff’s mission: take your goals, turn them into a map, and help you navigate the terrain.

Whether you’re goal is short term (down payment on a home) or mid-term (college education for the kids) or even long-term (retirement), Jeff leverages his vast experience to make sure you’re making the decisions that are right for you.  Understanding the psychology and knowing the level of risk one is willing to take.

In this episode we talk about

  • People’s attitudes about bull and bear markets
  • Rational and irrational decisions people make
  • How to Plan for a Downpayment
  • And much more!

Retirement Handbook

Educational Videos


Wealth Management

Tax Advice


PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.
Frequently Asked Questions


What is an independent financial advisor?
Independent Registered Investment Advisers are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, they are held to the highest standard of care—and are required to act in the best interests of their clients at all times. They are registered with either the Securities and Exchange Commission or state securities regulators.
What does being a Fiduciary mean?
A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. Fiduciaries will also adopt a code of ethics and will fully disclose how they are compensated.
What separates us from other financial advisors?

A combination of independence, comprehensive service, and client focus sets us apart. As an independent Registered Investment Advisor, we provide the best advice for each client’s specific situation and needs without concerning ourselves with the agenda of a parent company. Our services range from financial planning to investment management to estate planning—we can meet a wide range of needs under one roof. Finally, we are oriented toward providing each client the attention and service they deserve. We treat our clients as individuals and not numbers.

Where is my money kept?

In our advisory role, we never take custody of client assets. We utilize Charles Schwab & Co., Inc. (Schwab) and Betterment as the custodians of client accounts and as our primary brokers. Our relationship with Schwab and Betterment is an arm’s length transaction with no exchange of funds between Schwab, Betterment and/or us. When your account is established with Schwab or Betterment, you provide us with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.

How do I begin?

First, we would want to setup an introductory call. This will give us a chance to get acquainted and discuss your unique financial circumstances. The next step, depending on scope of service, would be to sign a few forms to start the advisory engagement process. We strive to make the experience as seamless and convenient as possible. Everything can be setup through electronic paperwork and/or meeting at your home, office or our office. We take great pride on our quality of personal service and know your time is valuable.  

JST Investment Consulting has selected Charles Schwab & Co., Inc. as primary custodian for our clients’ accounts. 

To Check Firm or Individual Backgrounds please go to SEC's Investment Adviser Public Disclosure website.
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