(562) 999-4578
Seal Beach, CA
Client Login
Registered Investment Advisor Orange County

Your Due Diligence

The initial consultation is complimentary. It’s an opportunity to talk informally about your goals and financial needs, ask questions, and get to know one another. Your time is important and we will make every meeting as flexible as possible for you. We can arrange a meeting at your home, office, or at one of our convenient meeting centers nearest to you. Evening and weekend appointments are available as well.

After your initial consultation, you should have an idea of how we can help you, the fees and costs you may pay if you decide to work together, and next steps. All information provided in any meeting is held in strict confidence.

Preparing for your initial consultation: A financial planning checklist

To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. Where are you today? What concerns do you have? Where do you want to be in 5, 10 or 25 years?

What to think about

  • How comfortable or confident are you with your current financial situation? How about the future? What things would you like to change? Where can you use the most help?
  • What are your most important financial goals? What do you hope to accomplish financially within the next year or two? The next 5 years? 10 years? 25 years?
  • Have you planned for your retirement? If so, how confident are you that you’ll be able to retire? What are your concerns?
  • What would you like to do when you’re retired? What do you most look forward to doing in the future? Who do you want to spend more time with? Where do you see yourself living?
  • What level of risk are you most comfortable with? How involved do you like to be in investment decision-making? What level of risk are you most comfortable with? How involved do you like to be in investment decision-making? Do you know your Risk Number?
  • What kind of legacy do you want to leave? How do you want to make your lasting mark?

What you’ll need

  • Questions you may have about your current financial situation
  • Account statements, budget information or other areas of your financial picture that you feel deserve immediate attention
  • Future dreams and financial goals you’d like to achieve, including short- and long-term goals

What to look for in a financial advisor

  • Has experienced varying market cycles. Professionals who have seen market ups and downs may be better able to prepare you—and your portfolio—for such events.
  • Can offer you a diverse selection of products—not just those in his or her company’s stable.
  • Does the advisor work on a suitability or fiduciary standard?
  • Can connect you to their research capabilities. Don’t be afraid to conduct your own due diligence when examining products or strategies.
  • Has access to the latest portfolio-building technology. A broad range of investment tools—like calculators and hypotheticals—offer investors greater insight.
  • Is available to answer your questions and maintains regular contact with you. Communication is the key to a successful relationship.

In addition, please complete our Financial Confidence Worksheet. This will point us to what general financial areas may need improvement and where we can help. But ultimately, your initial consultation should help you address the questions that will meet your needs.

Get started and continue to: Financial Confidence Worksheet

or skip for now and go to: Client Services